CADI Waiver
Community Access for Disability Inclusion supports people with disabilities who need help to live independently in the community.
Learn more about the CADI Waiver at MN DHSPaying for assisted living, made clearer.
Costs depend on the level of care each resident needs. We accept several waivers and payment options, and we'll guide you through every step.
- No waiting period for CADI & Elderly Waiver
- Help with applications
- Month-to-month lease
Payment options
Ways to pay for care at Empower.
We accept the CADI and Elderly Waivers as well as private pay, and we'll help you figure out which fits your situation.
Elderly Waiver (EW)
Helps seniors who need daily living support pay for care in an assisted living community instead of a nursing home.
Learn more about the Elderly Waiver at MN DHSPrivate pay
Pay month to month, with a simple 30-day notice and no long-term contract.
Request pricingWaivers can cover essential services such as personal care assistance, home modifications and respite care. Read our guides to the CADI and Elderly Waiver programs and the Elderly Waiver in Minnesota.
Does Medicare pay for assisted living?
Usually not. Medicare doesn't typically cover the cost of assisted living, though it may cover specific medical services, such as physical therapy or doctor visits.
For long-term care costs, Medicaid waivers like CADI and Elderly Waiver can help. We'll help you figure out what you qualify for.
How we help
We'll guide you through the whole process.
Applying for financial assistance can feel complicated. You don't have to figure it out alone.
- 1
Initial consultation
We talk through your needs and explore the options available to you.
- 2
Application assistance
Our team helps you complete the necessary paperwork.
- 3
Follow-up support
We track your application's progress and keep you informed.
Our commitment to accessibility
We're committed to making assisted living accessible and affordable for everyone. We keep looking for ways to improve affordability and support people in need, so every resident receives the care and attention they deserve.
We believe in being transparent about cost. When you contact us, we'll explain pricing clearly so there are no surprises and you can plan ahead.
Helpful resources
Learn more about programs and your rights.
Minnesota Elderly Waiver (EW)
How the EW program helps seniors pay for care in a community setting instead of a nursing home.
MN Department of Human Services
CADI Waiver
How CADI supports people with disabilities, covering services like personal care and transportation.
MN Department of Human Services
Ombudsman for Long-Term Care
Advocates for residents. Understand your rights, report concerns and get guidance.
State of Minnesota
Assisted Living Bill of Rights
The rights that protect the safety, dignity and quality of care of every resident.
English (PDF)
Bill of Rights in Hmong
The Minnesota Assisted Living Bill of Rights, in Hmong.
Hmoob (PDF)
Bill of Rights in other languages
All available translations from the Minnesota Department of Health.
MN Department of Health
How much does assisted living cost?
It depends on the level of care and the services each resident needs. We offer flexible options and will walk you through pricing clearly. Request pricing and we'll put together a plan that fits.
How do people usually pay for assisted living?
With private funds, or with Medicaid waivers such as the CADI and Elderly Waivers.
Is there a waiting period for waivers?
No. There's no waiting period for residents using the CADI or Elderly Waiver, so care can begin right away.
Can you help us apply for a waiver?
Yes. After an initial consultation, our team helps you complete the paperwork, then follows up on your application's progress and keeps you informed.
Are we locked into a long contract?
No. Leases are month-to-month with a simple 30-day notice, and heat, cooling and water are included.
Get a clear answer on cost.
Tell us about your situation and we'll walk you through every option available.